Today our adventure begins

My husband Jake and I have decided to borrow an idea I saw others doing and we're having a no spend year. Yes, we can spend money, but not on any extras. Everything we will spend will be on necessities. Our goal is to get ahead on our bills so we're able to pay them on time instead of having late fees and also be able to pay all of them every month. Right now we have months where we decide which bills can wait until the next month and I'm not going to live that way anymore. We also want to be able to start putting some money away into a savings account to have to lean on just in case. We have a list of rules that I will post. I'm looking forward to this challenge because I'm anxious to see how much we're able to get put away and how our lives will be better. Please join me for the ride!